Good morning, Simo
Here's how the desk looks today — 12 May 2026.
Application funnel — last 30 days
Average decision time
14-day rolling, hoursDBR distribution
across in-flight applicationsAECB score distribution
bands per CBUAE conventionTop decline reasons
last 90 daysExposure by product
AED 47.2 M MTD- Personal Loan62%
- Auto Loan28%
- Home Loan6%
- Business Loan3%
- Credit Card1%
Recent activity
- SSimo08:24
Approved PL-20260512-1004 (Ahmed Al Mansoori, AED 100k) at Tier 1.
- System08:18
AECB pull for AL-20260512-1019 returned score 685.
- PKPriya K.08:12
Requested salary certificate for PL-20260512-1011.
- System08:02
DBR 52% — PL-20260512-1023 auto-declined.
- KMKhalid M.07:48
Escalated AL-20260512-1015 to Underwriter L2 (vehicle valuation outdated).
- System07:36
Sanctions screening cleared for 14 applications overnight.
- ASAnjali S.07:20
Restructuring approved for CIF-100184 (60 DPD → forbearance Stage 2).
- SSimo07:11
Annotated risk scenario: post-dated cheque returned on PL-20260511-0982.
- System06:58
12 new applications received overnight (8 personal, 3 auto, 1 home).
- MAMariam A.06:42
Closed weekly committee review pack — 4 exception approvals.
- System06:30
AECB monthly batch reporting submitted (Federal Law 6/2010).
- HTHassan T.06:20
DOA tier rebalancing memo published to all branches.